PRIVACY POLICY

ONLINE PRIVACY AGREEMENT

Scali Insurance Group (SIG) values its users' privacy. This Privacy Policy ("Policy") will help you understand how we collect and use personal information from those who visit our website or use our online facilities and services and what we will and will not do with the information we collect. Our Policy has been designed to assure those affiliated with SIG of our commitment and realize our obligation to meet and exceed most existing privacy standards.

We reserve the right to change this Policy at any time. If you have not registered with us and want to ensure that you are updated with the latest changes, we advise you to visit this page frequently. If you are a registered user, we will notify you via email of any changes or updates made to this Policy. If, at any point in time, SIG decides to use any personally identifiable information on file in a manner vastly different from that stated when this information was initially collected. In that case, the user or users shall be promptly notified by email. Users at that time shall have the option to permit the use of their information differently.

This Policy applies to SIG and governs all data collection and usage by us. Through scaliins.com, you consent to the data collection procedures expressed in this Policy.

Please note that this Policy does not govern the collection and use of information by companies that SIG does not control nor by individuals not employed or managed by us. If you visit a website, we mention or link to, review its privacy policy before providing the site with information. It is highly recommended and suggested that you review the privacy policies and conditions of any website you use or frequent to understand better how websites garner, make use of and share the information collected.

Specifically, this Policy will inform you of the following:

1. What personally identifiable information is collected from you through our website.

2. Why we collect personally identifiable information and the legal basis for such collection.

3. How we use the collected information and with whom it may be shared.

4. What choices are available to you regarding the use of your data.

5. The security procedures in place to protect against the misuse of your information.

Information We Collect

It is always up to you whether to disclose personally identifiable information to us, although if you elect not to do so, we reserve the right not to register you as a user or provide you with any products or services. This website collects various types of information, such as:

● Voluntarily provided information, including your name, address, email address, and telephone number, may be used when you subscribe to our digital offerings, e.g., newsletter and event notifications, delivered via your requested digital services.

● Information automatically collected when visiting our website may include cookies, third-party tracking technologies, and server logs.

SIG does not collect non-personal anonymous demographic information, such as age, gender, household income, political affiliation, race, religion, browser type, IP address, or operating system.

SIG does not follow websites our users may frequent to gleam what types of services and products may be the most popular to customers or the general public.

This site will only collect the personal information you knowingly and willingly provide through surveys, completed membership or contact forms, and emails. This site intends to use personal information only for the purpose for which it was requested, and any additional uses expressly provided for in this Policy.

Why We Collect Information and For How Long

We are collecting your data for several reasons: 

● To better understand your needs and provide you with the requested services.

● To fulfill our legitimate interest in improving our services and products.

● To send you promotional emails containing information we think you may like when we have your consent to do so.

● To contact you to fill out surveys or participate in other types of market research when we have your consent to do so.

● To customize our website according to your online behavior and personal preferences. 

The data we collect from you will be stored for no longer than necessary. The length of time we retain this information is based on the following criteria: the length of time your personal information remains relevant; the length of time it is reasonable to keep records to demonstrate that we have fulfilled our duties and obligations; any limitation periods within which claims might be made; any retention periods prescribed by law or recommended by regulators, professional bodies or associations; the type of contract we have with you, the existence of your consent, and our legitimate interest in keeping such information as stated in this Policy.

Use of Information Collected

SIG does not now, nor will it, in the future, sell, rent or lease any of its customer lists and/or names to any third parties.

SIG may collect and use personal information to assist in the operation of our website and ensure delivery of the services you need and request. We may need to use personally identifiable information to inform you of other possible products and/or services available to you from scaliins.com.

SIG may also contact you about completing surveys and/or research questionnaires related to your opinion of current, potential, or future services.

SIG uses various third-party social media features, including but not limited to Instagram, Facebook, Twitter, and other interactive programs. These may collect your IP address and require cookies to work correctly. These services are governed by the provider's privacy policies and are not within SIG's control.

Disclosure of Information

SIG may not use or disclose the information provided by you except under the following circumstances:

● As necessary, to provide services or products you have ordered. 

● In other ways described in this Policy or to which you have otherwise consented.

● In the aggregate with other information so that your identity cannot reasonably be determined.

● As required by law or in response to a subpoena or search warrant.

● To outside auditors who have agreed to keep the information confidential.

● As necessary, to enforce the Terms of Service on our website.

● As necessary, to maintain, safeguard and preserve all the rights and property of Scali Insurance Group.

Non-Marketing Purposes

SIG respects your privacy. We reserve the right to contact you if needed for non-marketing purposes (such as bug alerts, security breaches, account issues, and/or changes in Scali Insurance Group products and service offerings or changes to this Policy). In certain circumstances, we may use our website, newspapers, or other public means to post a notice.

Children under the age of 13

SIG's website is not directed to and does not knowingly collect personally identifiable information from children under thirteen (13). If it is determined that such information has been inadvertently collected on anyone under the age of thirteen (13), we shall immediately take the necessary steps to ensure that such information is deleted from our system's database, or in the alternative, that verifiable parental consent is obtained for the use and storage of such information. Anyone under the age of thirteen (13) must seek and obtain parent or guardian permission to use this website.

Unsubscribe or Opt-Out

All users and visitors to our website have the option to discontinue receiving communications from us by way of email or newsletters. To discontinue or unsubscribe from our website, please use the "unsubscribe" link on the digital communication to be removed from our mailing list. If you want to unsubscribe or opt-out from any third-party websites, you must go to that specific website to unsubscribe or opt out. SIG will continue to adhere to this Policy concerning any personal information previously collected. 

Links to Other Websites 

Our website contains links to our partners, affiliates, and other websites, and SIG does not claim or accept responsibility for other website's privacy policies, practices, and/or procedures. Therefore, we encourage all users and visitors to be aware when they leave our website and to read every website's privacy statements that collect personally identifiable information. This Policy applies only and solely to the information collected by our website. 

Notice to European Union Users

SIG's operations are located primarily in the United States. If you provide information, the information will be transferred out of the European Union (EU) and sent to the United States. (The adequacy decision on the EU-US Privacy became operational on August 1, 2016. This framework protects the fundamental rights of anyone in the EU whose personal data is transferred to the United States for commercial purposes, and it allows the free transfer of data to companies certified in the US under the Privacy Shield.) You consent to its storage and use as described in this Policy by providing us with personal information.

Your Rights as a Data Subject

Under the EU's General Data Protection Regulation ("GDPR") regulations, you have certain rights as a Data Subject. These rights are as follows:

● The right to be informed means we must tell you how we intend to use your data and do this through the terms of this Policy.

● The right of access means you have the right to request access to the data we hold about you, and we must respond to those requests within one month. You can do this by sending an email to scalitllc@gmail.com.

● The right to rectification means that if you believe some of the data we hold is incorrect, you have the right to correct it. You can do this by logging into your account with us or sending us an email with your request. You can do this by sending an email to scalitllc@gmail.com.

● The right to erasure: you can request that the information we hold about you be deleted, and we will comply unless we have a compelling reason not to, in which case you will be informed of the reason. You can do this by sending an email to scalitllc@gmail.com.

● The right to restrict processing means you can change your communication preferences or opt-out of certain communications. You can do this by sending an email to scalitllc@gmail.com.

● The right of data portability means you can obtain and use the data we hold for your purposes without explanation. If you wish to request a copy of your information, contact us at scalitllc@gmail.com.

● The right to object: this means you can file a formal objection with us regarding our use of your information concerning third parties or its processing where our legal basis is our legitimate interest in it. To do this, please send an email to scalitllc@gmail.com.

In addition to the rights above, we will always aim to encrypt and anonymize your personal information whenever possible. We also have protocols in place in the unlikely event that we suffer a data breach, and we will contact you if your personal information is ever at risk. For more details regarding our security protections, see the section below or visit our website at scaliins.com.

Security

SIG takes precautions to protect your information.

When you submit sensitive information via our website, your information is protected online and offline. Wherever we collect sensitive information (e.g., credit card information), that information is encrypted and securely transmitted. You can verify this by looking for a lock icon in the address bar and "HTTPS" at the beginning of the webpage's address.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (billing or customer service) are granted access to personally identifiable information. The computers and servers we store personally identifiable information are kept in a secure environment. This is all done to prevent any loss, misuse, unauthorized access, disclosure, or modification of the user's personal information under our control. 

SIG also uses a Secure Socket Layer (SSL) for authentication and private communications to build users' trust and confidence in the internet and website use by providing simple and secure access and transmission of credit cards and personal information. 

Acceptance of Terms

By using this website, you accept the terms and conditions stipulated within this Privacy Policy Agreement. If you disagree with our terms and conditions, you should refrain from further use of our sites. In addition, following proper notification or posting any updates or changes to our terms and conditions, your continued use of our website shall mean that you agree and accept such changes.

How to Contact Us

If you have any questions or concerns regarding this Privacy Policy as it relates to our website, please feel free to contact us at the following email, telephone number, or mailing address:

Email: scalitllc@gmail.com

Telephone Number: (602) 403-2778

Mailing Address:

Scali Insurance Group

8683 E Via De Negocio

Scottsdale, Arizona

85258

The data controller responsible for your personal information for GDPR compliance is: Squarespace.com

GDPA and COPPA Compliance Disclosures:

ScaliIns.com is GDP Compliant via its host Squarespace is not directed at children under the age of 13 and does not knowingly collect personally identifiable information from them or allow others to do the same through your site. If this is not true for your website or online service and you collect such information (or let others do so), please be aware that you must comply with all COPPA regulations and guidelines to avoid violations that could lead to law enforcement actions, including civil penalties.

To be fully compliant with COPPA, your website or online service must fulfill other requirements such as: (i) posting a privacy policy that describes not only your practices but also the practices of any others collecting personal information on your site or service — for example, plug-ins or ad networks.

(ii) include a prominent link to your privacy policy anywhere you collect personal information from children; (iii) have a description of parental rights (e.g., that you won't require a child to disclose more information than is reasonably necessary, that they can review their child's personal information, direct you to delete it, and refuse to allow any further collection or use of the child's information, and the procedures to exercise their rights); (iv) give parents "direct notice" of your information practices before collecting data from their children; and (v) obtain the parents' "verifiable consent" before collecting, using or disclosing personal information from a child. Please visit for more information on the definition of these terms and how to ensure your website or online service is fully compliant with COPPA https://www.ftc.gov/tips-advice/business-center/guidance/childrens-online-privacy-protection-rule-six-stepcompliance.

California Consumer Privacy Act ("CCPA") Compliance Disclosure: The CCPA is a collection of privacy laws enacted by the California legislature to protect Californians' data from being sold or used without their consent. The requirements of the CCPA apply to, among others, businesses with gross annual revenue of at least 25 million.

  1. Buy, receive, or sell the personal information of 50,000 Californian consumers, households, or devices.

  2. Derives 50% or more of its revenue from the sale of personal information.

If your business meets these requirements or is otherwise based out of California, you must comply with the requirements of the CCPA or risk facing fines, sanctions, and civil penalties. For more information about CCPA and its requirements, please visit  https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml? bill_id=201720180AB375.